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	<title>Marney Kirk Real Estate Agent</title>
	<link>http://www.realtormarney.com</link>
	<description>Timonium and Towson Real Estate Agent</description>
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		<title>What You Own Free Home Inventory Program</title>
		<description><![CDATA[What You Own is a free home inventory program, which could come in very handy in case of fire, theft, or other sort of loss. The program lets you do inventory room by room, and even add photos of your belongings for your records. CNET gives it a glowing review, stating: The program&#8217;s interface is [...]]]></description>
		<link>http://www.realtormarney.com/what-you-own-home-inventory-program/</link>
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		<title>New HOA or Condo Doc Cancellation of Contract Deposit Decision</title>
		<description><![CDATA[The Maryland Real Estate Commission has made a new decision on the HOA or Condo Document Cancellation of Contract deposit rules and shared that change on August 23, 2010. In the past, if a buyer canceled their contract of sale due to an issue with the Homeowners Association Documents or Condominium Association Documents, both the [...]]]></description>
		<link>http://www.realtormarney.com/new-hoa-condo-doc-deposit-decision/</link>
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		<title>Fannie Mae Last Minute Credit Report Checks Not Mandatory</title>
		<description><![CDATA[Despite the new guidelines laid out in May regarding last minute credit checks before closing, Fannie Mae now says those full reports are not mandatory for banks to pull. Though there are systems in place to check if there have been inquiries into your credit health, and ways to see if there have been new [...]]]></description>
		<link>http://www.realtormarney.com/fannie-mae-last-minute-credit-report-checks-not-mandatory/</link>
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		<title>This Month in Real Estate September 2010</title>
		<description><![CDATA[This Month in Real Estate September 2010 is here early! September&#8217;s video discusses foreclosures, and how California, Florida, and Arizona topped the list in most foreclosures per state. Maryland foreclosures too are at an all time high, as I discussed in both July &#38; August, up 56.2% in the first half of 2010, and 10th [...]]]></description>
		<link>http://www.realtormarney.com/this-month-in-real-estate-september-2010/</link>
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		<title>Does HUD Owe You a Refund?</title>
		<description><![CDATA[Does HUD owe you a refund? If you had an FHA-insured mortgage after September 1, 1983 and meet certain qualifications (including no refinance), then possibly! Here are the eligibility requirements from their website: Who may be eligible for an FHA refund or share? Premium Refund: You may be eligible for a refund of a portion [...]]]></description>
		<link>http://www.realtormarney.com/does-hud-owe-you-a-refund/</link>
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		<title>Why Do Some Houses Sell While Others Stay on the Market?</title>
		<description><![CDATA[Why do some houses sell while others stay on the market? A very good question. The answer is rather simple: price &#38; condition. In a Towson neighborhood where there could be 3 houses that have been on the market for months, a new one comes on. There is a flurry of activity, and the house [...]]]></description>
		<link>http://www.realtormarney.com/why-do-some-houses-sell-while-others-stay-on-the-market/</link>
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		<title>HampdenFest 2010</title>
		<description><![CDATA[HampdenFest 2010 will be held September 11, 2010 from 10 am &#8211; 7 pm on the Avenue &#8212; 36th Street &#8212; in Hampden, Hon! HampdenFest is a community arts festival with four blocks of arts &#38; crafts vendors, local food and drink, antiques, kids&#8217; activities, three stages for art &#38; musical performances, and the Hampden [...]]]></description>
		<link>http://www.realtormarney.com/hampdenfest-2010/</link>
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		<title>Buying into Baltimore $4,000 Incentive Fall 2010</title>
		<description><![CDATA[Buying a home Baltimore just became a little sweeter for homebuyers looking on the east side. The Housing Authority of Baltimore City sent a press release out this morning with this great announcement that 50 eligible buyers participating in the Buying into Baltimore event on September 11, 2010 will receive $4,000 towards their new home, [...]]]></description>
		<link>http://www.realtormarney.com/buying-into-baltimore-fall-2010/</link>
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		<title>Hunt Valley Towne Center Friday Night Concert Series August 27, 2010</title>
		<description><![CDATA[The final concert of the summer for the Hunt Valley Towne Center Friday Night Concert Series is this Friday, August 27, 2010. Summer is definitely coming to a close! With Baltimore County Public Schools beginning the 2010-2011 school year on Monday, August 30, the signs are here. The final concert of the 2010 Summer at [...]]]></description>
		<link>http://www.realtormarney.com/hunt-valley-towne-center-friday-night-concert-series-august-27-2010/</link>
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		<title>New Safeway in Towson is Open</title>
		<description><![CDATA[The new Safeway in Towson is now open! On Thursday, August 19, it opened its&#8217; doors to an enthusiastic crowd of people. I finally was able to get over there today, and it is GORGEOUS! The staff was so polite and helpful &#8212; the food selection great, including fresh fruits, vegetables, and meats. The funny [...]]]></description>
		<link>http://www.realtormarney.com/new-safeway-towson-open/</link>
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