The Homebuyers Privacy Protection Act was signed into law September 5, 2025 and enacted March 5, 2026. This bipartisan legislation's goal is to protect homebuyers’ personal financial information. What has been happening? In recent years, if a homebuyer had their credit pulled for a mortgage application, it could trigger MANY phone calls, texts and emails [...]
Mortgage myths could affect potential home buyers who may think these myths to be true, and may not try to buy a home. Have you heard any of these five mortgage myths? I Need 20% Down to Get a Mortgage. Not necessarily! There are many different loan types, and depending on your situation, you may [...]
What is the difference between FHA and Conventional Loans? There are multiple differences between an FHA loan and a Conventional Loan. An FHA loan means that the loan is insured by the Federal Housing Administration. With a Conventional Loan, the mortgage company assumes the risks of issuing the loan. It is not insured by a [...]