FICO Credit Score

What Credit Score Do I Need to Buy a House?

September 3rd, 2020

What credit score do I need to buy a house? Nerdwallet posted a very in-depth article last year that I found very useful and wanted to share. Please note that the guidelines for each credit score are from 2019. It is possible there could be new loan programs that came out after this post, so [...]

Could Credit Scores Rise with New FICO Model?

August 22nd, 2014

Could credit scores rise with the new FICO model? According to the New York Times, the new FICO model will NOT weigh medical debts as heavily as it has in the past. Apparently medical debts account for almost HALF of all unpaid collections on credit reports. Also new? FICO scores will also ignore any collections that have [...]