loan officer

Why Do I Need to Talk to a Lender?

August 16th, 2011

A question I often hear from buyers is, "Why do I need to talk to a lender?" There are a number of reasons, the first being that you can find out how much of a home you truly can afford -- based on monthly payments, not just the price of house. On paper, you may [...]

What Does a Loan Officer Need for My Loan Application?

October 7th, 2010

What do I need for loan application? ...And why is this additional information being requested of me? What are the underwriters looking for? Thank you to J. Christopher Kennedy of 1st Mariner Mortgage in Downtown Baltimore for some answers to mysteries of loan application and approval process. Why are you asking this? Too often buyers [...]

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