Buy a home in Baltimore

Fed Leaves Rates the Same January 31 2024

February 1st, 2024

The Fed left the interest rates the same when they met on January 31, 2024. They stated that there are currently no plans to cut rates, as inflation is still above the central bank’s goal of 2%. They also indicated that as of right now, there are no plans to hike rates. Fed Chair Jerome [...]

What Should A Buyer Know about a Short Sale Home?

January 31st, 2024

What should a buyer know about a short sale home? Years ago, there were a number of Baltimore short sale homes for sale with the values in the Baltimore real estate market (and elsewhere) dropping from the high values seen in 2005 and 2006. A number of home sellers may have possibly owed more on [...]

Fed Interest Rate Unchanged November 2023

November 2nd, 2023

The Fed did not hike interest rates at the beginning of November 2023. This is a continued pause after the Fed also did not raise rates in September 2023. What does this mean for you and possibly buying a new Baltimore home and getting a mortgage? There should not be much of an effect on [...]

Hoes Heights Home in Baltimore Sold

September 14th, 2023

Hoes Heights in Baltimore, Maryland is a lovely place to live! Located in Baltimore City, this neighborhood is an area with deep history. I recently sold a Hoes Heights home in Baltimore. Hoes Heights is an historically significant neighborhood. Hoes Heights is named for Grandison Hoe, who was a freed slave in Antebellum Baltimore. Grandison [...]

Fed Interest Rate Hike July 2023

July 28th, 2023

The Fed hiked interest rates again at the end of July 2023. What does this mean for you and possibly buying a new Baltimore home and getting a mortgage? Hopefully there won't be much effect on your potential mortgage rate. Mortgage rates are affected by many factors. Yes, the Fed's spike may be one of [...]

Forbes – Home Buying Etiquette Rules

May 8th, 2023

Forbes posted an opinion piece on Four Home Buying Etiquette Rules, and they are very good "rules" for potential homebuyers to follow. I am following the outline from the post, but adding my personal notes and details as to why they are important below. Thank you to Forbes and Tara Mastroeni for the article! Get [...]

Fed Interest Rate Update March 2023

March 23rd, 2023

The Fed hiked the interest rate up 1/4 of a point on Wednesday, March 22, in an attempt to continue to fight inflation. This is the ninth interest rate hike in the past year. The Fed did imply that the collapse of Silicon Valley Bank and Signature Bank may pause further increases in interest rates, [...]

Financial Tips for Millennials to Help For Future Home Purchase

May 9th, 2019

Financial tips for millennials to help for future home purchase comes from an NBC News article about saving tips for millennials. According to the NBC News article, 51% of millennials surveyed find the amount of money they live on to be a major cause of stress in their lives, and 41% of them they were [...]

Am I Being Recorded When Viewing a House?

February 1st, 2019

Am I being recorded when viewing a house? Potentially, yes. The TODAY Show did a segment about people recording showings in their houses, making people aware of something they may not have been before. This is something I have cautioned people about for a few years - that you never know if you are being recorded [...]

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