Credit Score

Equifax Data Breach Settlement 2019

July 29th, 2019

The Equifax data breach of 2017 affected millions of Americans. As part of a settlement in regards to the breach, if you were affected, you would be eligible for some sort of compensation. At the minimum, you could receive 10 years of free credit monitoring or $125 cash/check in lieu of the monitoring. If you [...]

Could Credit Scores Rise with New FICO Model?

August 22nd, 2014

Could credit scores rise with the new FICO model? According to the New York Times, the new FICO model will NOT weigh medical debts as heavily as it has in the past. Apparently medical debts account for almost HALF of all unpaid collections on credit reports. Also new? FICO scores will also ignore any collections that have [...]