The State of Maryland Housing 2026 report is from a survey run by the Maryland REALTORS(R) Association.

The interviews were run from January 13-16, 2026.

Key findings from the State of Maryland Housing 2026 report:

  • 90% of those surveyed feel that the cost to buy a house or rent an unit is too high, which is a six point increase from 2025.
  • Approximately 88% felt financial strain from the amount they pay towards their rent, up 27% from 2025.
  • Many felt they face a number of obstacles when it comes to buying a home, including lack of available homes, low wages and saving for a down payment.
  • 89% of those surveyed said having a full-time job but not being able to afford a home is a large obstacle to homeownership.
  • The majority perception is that there is not enough housing for moderate income earners.

So what does this mean for the State of Maryland Housing in 2026?

Just like in 2025 and 2024, affordability continues to be a concern for Maryland homebuyers. Most believe there is not enough housing available for low-to-middle income earners. Many potential Maryland homebuyers feel they don’t make enough money, or have enough money saved to be able to buy a home in Maryland.

I thank Maryland REALTORS(R) for this data.

If you are considering buying a home in Baltimore, Towson, Timonium or the Greater Baltimore real estate area, please contact me. I would be happy to help!