Do Credit inquiries affect credit scores? Yes and no. It depends on the type of inquiry. There are two types on credit inquiries, a hard inquiry and a soft inquiry. A hard inquiry is for situations like: Applying for a mortgage loan on a house, applying for a credit card, requesting a credit line increase [...]
The State of Maryland Housing 2025 report is from a survey run by the National Association of REALTORS(R) and the local Maryland REALTORS(R) Association. The interviews were run from January 6-9, 2025. Key findings from the State of Maryland Housing 2025 report: 84% of those surveyed feel that the cost to buy a house or [...]
The State of Maryland Housing 2024 report is from a survey run by the National Association of REALTORS(R) and the local Maryland REALTORS(R) branch. The interviews were run from January 9-16, 2024. Key findings from the State of Maryland Housing 2024 report: 82% of those surveyed feel that the cost to buy a house or [...]
The State of Maryland Housing 2023 report is from a survey run by the National Association of REALTORS(R) and the local Maryland REALTORS(R) branch. The interviews were run from January 3-9, 2023. Key findings from the report: 3 out of 4 of those surveyed feel that the cost to buy a house or rent an [...]
What credit score do I need to buy a house? Nerdwallet posted a very in-depth article last year that I found very useful and wanted to share. Please note that the guidelines for each credit score are from 2019. It is possible there could be new loan programs that came out after this post, so [...]