Why Do I Need to Talk to a Lender?

August 16th, 2011

A question I often hear from buyers is, "Why do I need to talk to a lender?" There are a number of reasons, the first being that you can find out how much of a home you truly can afford -- based on monthly payments, not just the price of house. On paper, you may [...]

HUD Withdraws Offer/Statement on $8000 Tax Credit

May 14th, 2009

On Tuesday I wrote about an exciting new program that HUD & FHA were rolling out to let the $8000 Tax Credit for First Time Homebuyers be used as a downpayment. That has now been retracted, and the letter removed from the HUD site. Yet Yesterday, HUD Secretary Donovan said that many states already were [...]

105% Refinance on Fannie Mae or Freddie Mac Owned Loans

May 9th, 2009

Yes, believe it or not, you read that right. Tasha Linton, of Atlantic Home Equity Mortgage shared with our office that they are offering 105% Refi Plus on Fannie Mae or Freddie Mac Loans! What's the deal? Primary and investment properties qualify (no limit to amount of properties owned). You can refi up to 105% LTV [...]

Baltimore Housing Market Gaining Strength

February 11th, 2009

Yes folks, you read that right, the Baltimore Housing Market is Gaining Strength. What? What was that? The sound of glass breaking? Crashing to the ground in disbelief? Well, believe it, and I have proof. My phone, which, for awhile now, I will admit, I thought only made OUTGOING calls, has been ringing. A LOT. [...]

Baltimore First Time Homebuyers should buy NOW!

December 7th, 2008

The New York Times writer Ron Lieber wrote an article that was published today called Maybe It's Time to Buy That First House . Ron writes the Your Money section of the NYTimes online. He knows his stuff! Listen, we know that housing rates have been declining. There is no question. But are you waiting for the bottom [...]

Government Bailouts and Fairness to All

December 3rd, 2008

We have all heard about the banks being bailed out, the car makers possibly being bailed out, and those in financial crisis being bailed out. But have you ever wondered where to get bail bonds in CT or what about those people who have been financially responsible? Why are those left out of the mix? [...]

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