Credit score to buy a house

Do Credit Inquiries Affect Credit Scores?

March 7th, 2025

Do Credit inquiries affect credit scores? Yes and no. It depends on the type of inquiry. There are two types on credit inquiries, a hard inquiry and a soft inquiry. A hard inquiry is for situations like: Applying for a mortgage loan on a house, applying for a credit card, requesting a credit line increase [...]

What Credit Score Do I Need to Buy a House?

September 3rd, 2020

What credit score do I need to buy a house? Nerdwallet posted a very in-depth article last year that I found very useful and wanted to share. Please note that the guidelines for each credit score are from 2019. It is possible there could be new loan programs that came out after this post, so [...]

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